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Medical Insurance

The cost of healthcare and medical treatment is escalating and many are not prepared to pay the enormous medical bills in the event of being diagnosed of a life-threatening illness or major injury. Taking up a medical Insurance will help you deal with the risk of huge medical bills.


Kurnia Mediguard Express
MediGuard Express is a so-called "cashless" insurance plan whereby a policyholder
will be admitted to any of
the panel hospitals without having to pay an up-front deposit.
Just show your Mediguard Express card at any of
the panel hospitals to get admitted.

Kurnia Mediguard
MediGuard policyholders enjoy similar benefits as MediGuard Express policyholders
at more affordable premiums
but it does not provide for a "cashless" admission. How-
ever, Mediguard policyholders may choose to obtain
treatment from any licensed
hospitals or medical facilities of their choice.